Oct
6
I am a 76 year old woman and I am able to sit in my beautifully paid off home and receive almost $1500.00 a month just for the Ira contributions that I made at my job that I retired from. It was really worth all of the money that went into my Ira because as I watch friends of mine that are my age, still working in their jobs because they never invested in an Ira, I feel so blessed that I was smart enough to start my Ira right when I started my employment some 40 years ago. It has really paid off.
Aug
28
Withdrawals from the account are taxable. The ira rules for distributions are more complicated than for contributions. These funds are intended for your own retirement and must be preserved. So, the premature withdrawal of IRA funds before the retirement age of 59 ½ attracts disincentives. According to IRA rules, this disincentive may amount to 10% tax penalty on the money withdrawn. It is in the light of the complexity of IRA rules that professional advice must be sought for while planning to withdraw.
Aug
27
Bank of America stinks, just so you know. I’ve been using them for years just because they have ATMs all over town, but now I’m checking out High Yield Online Savings. There are much better deals to be had there. I mean after all, it’s my money, and I’m lending it to them. They should pay for the privilege. And why should I have to pay fees to them? It’s not like I get to charge them fees when I borrow money from them. I poked around the net, and settled on the best place to Open a Checking Account Online as the best option out there. They pay great rates, and don’t charge those ridiculous fees. I know some people have issues with not being able to meet their bankers in person, but honestly I don’t really care about that. More people should check out internet banks instead of big banks. I’ll keep you posted.
Aug
26
Just started a new job that uses
SEP IRA Retirement Plans instead of a 401k plan. Looks like I have some research to do, now, as I haven’t the slightest idea how SEP IRAs work.
I’ve been researching Sep Plans on the Internet this afternoon - found some decent beginner information. There’s still a lot to learn, though.
Hopefully it won’t have to be an ongoing thing - I can just set things up and forget about it. I hate managing this stuff.
Alright - that’s all for now.
Aug
3
I’ve been looking into
Selling Structured Settlements lately. The trouble with these deals is they almost always heavily favor the buyer.
My inquiries into Certified Structured Settlement Consultants on the Internet have done little to bring me closer to a decision. It’s been frustrating - there aren’t very many unbiased sources of information.
I’ll keep my search up, of course. I need to come to a decision soon, too. Hopefully I’ll make the right choice.
What do you think?
Jul
17
A great little island
Filed Under Finance :: Wealth-Building | Leave a Comment
I have always been careful with money and I have always been careful about how I keep control of it because there is nothing worse than not knowing exactly how your financial situation is. Due to this fact I went ahead and opened one of the range of Ise of Man offshore bank accounts, simply because they give you a really great service and they help you keep control of your finances no matter which country of the world you find yourself in. They really are a great deal and I have never regretted my decision to open one.
Jul
17
I’ve been noticing a new crop of companies focusing on Structured Settlement Sales these kinds of services can provide value for people who need a lump-sum of cash right away, but folks should read the fine print carefully.
Trying to find unbiased information on
Mesothelioma Structured Settlement Sales online has been tough. Most folks offering info on the subject have an ulterior motive of some sort or another.
I’m hoping I’ll be able to get enough information to make an informed choice.
I’m sure I’ll have more to say about this down the line.
Jun
15
The dollar has taken a beating in recent years, as we all know. I think it’s time to check out
International Banking. Perhaps get a bit more diversification from our ailing currency
Given the growing potential for a collapse in the currency, I’m thinking that it would be good to learn more about
International Business Bank accounts.
Even if the dollar recovers, it’s good to be diversified in as many ways as possible these days.
Alright - that’s all for now.
May
30
My Personal Experience With International Banks
Filed Under Finance :: Wealth-Building | Leave a Comment
I’m checking into
International Banks online today. I think it’s past time to consider the options for getting out of the Dollar.
What with the Fed continuing to inflate the currency at a breakneck pace, it makes sense to be researching
International Online Banking options.
You can’t bee too careful in protecting yourself from the incompetence of the Fed. Time to spread out to other currencies.
I’ll keep you posted.
May
27
Learned today that my employer offers
SEP IRA Retirement Plans instead of 401ks. I know nothing about them. Time to do some research.
I’ve been coming the net for info on Sep Ira Rules, but it’s been slow. This stuff just makes my eyes glaze over.
Hopefully I’ll be able to set things up and just let them coast after that. I don’t like micro-managing financial stuff.